Health Insurance

Sarah – A young professional curious about health insurance. James – An insurance advisor. [Scene: Office Setting – Sarah visits an insurance office to learn about health insurance.] Sarah: Hi, I’m Sarah. I’ve just started my first job and I want to understand more about health insurance. Can you help? al isss James: Of course, Sarah! Health insurance is a policy that helps cover medical expenses. It protects you from paying huge bills out of pocket if you get sick or injured. Sarah: That makes sense. But how does it work? James: Well, you pay a monthly fee called a premium. In return, the insurance company helps pay for your medical costs. Depending on your plan, it may cover doctor visits, hospital stays, surgeries, al isss tests, and even prescriptions. Sarah: What types of health insurance plans are there? James: There are a few main types: Individual Plans – for people who don’t get insurance through work. Group Plans – often offered by employers, usually mo...